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"Contact me if you have questions or do not see what you need.  Click Guides for Blog articles organized by topic."  Mike Burman

Payment Plan for Medical Bills

Posted by Michael Burman | Sep 09, 2020 | 0 Comments

Summary:  “This guide is about setting up a payment plan to handle unpaid medical bills while waiting for your case to resolve.  As your attorney, I get one chance to resolve all the medical bills and damages in your case.  It takes time to determine your damages.  And so, as unpaid medical bills...

WRONGFUL DEATH – LOGAN COUNTY, KENTUCKY

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

This tragedy involved a high school student in Logan County, Kentucky. On his way home, a truck driver with entered the intersection at the same time as our student driver. The truck driver claimed to have the green light and refused to accept responsibility. Another attorney had the case when Mi...

WORK EXCUSES – WHAT TO DO

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

A Work Excuse Proves You Were Not “Stuck in the House” What is a work excuse? A work excuse is a document. It is usually a piece of paper.  Sometimes a work excuse is called a Disability Statement or a Statement of Work Limitations. Most work excuses are prepared and signed by a doctor.  A work e...

What to do When Your Health Insurance Refuses to Pay

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

Health insurance companies often deny pre-authorization requests for testing or medical treatment. Sometimes, the company refuses to pay the medical bill after you have already received the services. You feel punched in the gut when you receive a bill, sometimes for hundreds of dollars, with a no...

TRIAL PREPARATION: Discovering the Story in Your Case

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

At Burman Law, we want to tell the story behind our client's injury or loss of a loved one.  Trial preparation begins when a case first comes into the office.  We preserve and collect evidence that is available to us.  But what about evidence in the possession of the at-fault party?  The at-fault...

TRIAL BY JURY: An Easy to Understand Outline

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

Injury or Wrongful Death Trial Kentucky or Tennessee The Judge enters Courtroom; everyone stands out of respect for the rule of law. Judge or Court Clerk calls potential Jurors who take seat in jury box. Attorneys on both sides question potential Jurors. Jurors are chosen and seated; tho...

TIME LIMITS FOR INJURY CASES IN TENNESSEE AND KENTUCKY

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

The law sets time limits for a personal injury or wrongful death case.  If you do not assert your rights within the time set by law, then you lose those rights and your case. A law that fixes the time to make a case is called a statute of limitations. Let me give you examples of statute of limita...

THE PORTAL: A Great Tool for Burman Law Clients

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

The Burman Law Client Portal provides: Confidential messaging Document uploads Client updates Calendar of important dates Activation is simple.  Email [email protected] to receive an activation invitation.  Follow the instructions.  Be sure to save the user name and password. When Burma...

TEN STEPS BURMAN LAW TAKES IN YOUR INJURY CASE

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

TEN STEPS BURMAN LAW TAKES TO SETTLE YOUR INJURY CASE: This article gives you the “big picture” to each step in a successful settlement of your case.  Please contact me if you have questions, concerns, frustrations, or ideas. Mike Burman, Burman Law STEP ONE – INVESTIGATE TO DETERMINE WHAT HAPPE...

SHOULD I GO TO TRIAL OR SETTLE?

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

You should go to trial after careful consideration, with your lawyer advising you, of the risks and benefits.  This is not a decision you must make overnight.  Like any major decision, get all the facts, ask lots of questions and sleep on it: Here are some considerations that generally cause a c...

REPAIRS, RENTAL AND REPLACEMENT OF YOUR VEHICLE

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

This article is about settling property damage insurance claims caused by a careless driver. If I am representing you in a personal injury case, I will help you settle your property damage claims at no extra charge. Mike Burman Concepts and Definitions: I know, just give me the basics and forget...

REPAIR ESTIMATE- HOW TO GET PAID

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

“Under Kentucky and Tennessee law, the at-fault driver's insurance is responsible for your collision repairs.  This article gets you started.  For more information, select “Repairs, Rental and Replacement of Your Vehicle.”  Mike Burman.  Start with the Police Report:  Look at the police report.  ...

PROTECTING YOURSELF WHEN YOU DON’T HAVE A LAWYER

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

STEP 1: REPORT YOUR INJURY. Tell someone about your injury.  Call 911.  Call for an ambulance.  Go to the ER.  Call your friend for help. By reporting your injury, you lay the foundation to prove you were, in fact, injured.  A good foundation proves you were injured on a particular date, in a par...

PROTECTING YOURSELF AGAINST THE UNDERINSURED DRIVER?

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

You won't see this sign driving down Interstate 24 in Tennessee or Kentucky.  All around you, many drivers operate an automobile with no insurance, or, the bare minimum automobile insurance required by law. What is an uninsured driver?  What is an underinsured driver? An uninsured driver has no i...

PRE-EXISTING CONDITIONS: Insurance Adjuster Tactics

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

This article is about pre-existing conditions: What is it? Dealing with it in a case Insurance adjuster tactics What is a Pre-Existing Condition? Every personal injury case starts with a date of injury.  The way trauma causes injury to the human body is called the “mechanism of injury.” I...

PIP MEDICAL LOSS DENIAL: How to Win

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

WINNING THE NO-FAULT MEDICAL LOSS CASE Published in The Advocate, Kentucky Justice Association, September/October 2015  Volume 43, Number 5 by Michael L. Burman  INTRO Kentuckians claiming medical loss benefits under the Kentucky Motor Vehicle Reparations Act of 1975 (MVRA) increasingly experienc...

PERSONAL INJURY PROTECTION INSURANCE: A Short Guide

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

PERSONAL INJURY PROTECTION INSURANCE IS COMMONLY CALLED “PIP.” THIS ARTICLE DISCUSSES: PIP in General Main Types of PIP Maximizing PIP Benefits Special Situations PIP IN GENERAL Under Kentucky law, auto insurance is mandatory.  Personal Injury Protection insurance (commonly called PIP ...

PAIN AND SUFFERING – THINGS TO KNOW

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

“There is probably nothing more difficult to understand, than pain and suffering.  You cannot measure it and everyone is different.  My job is to put a number on pain and suffering, then prove that number is justified by the facts.“ Mike Burman What is “Pain and Suffering”? The law recognizes ...

MIKE “RE-WRITES” INDIANA INSURANCE CONTRACT

Posted by Michael Burman | Aug 04, 2020 | 0 Comments

In this case, the insurance carrier, Auto-Owners, refused to offer the full policy limit of $300,000 after a hard fought case. Mike Burman insisted that the full policy limits of $300,000 were due to his client. Auto-Owners said the insurance policy language limited the recovery in this case unde...

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