UNINSURED AND UNDERINSURED AUTO INSURANCE: A SAFEGUARD In this article about uninsured and underinsured insurance coverage, we discuss the following: One in eight drivers have no auto insurance In Tennessee, nearly 1 in 4 drivers have no auto insurance With comprehensive coverage, you can...
SUMMARY “GAP insurance provides pay-off money for your auto loan. GAP insurance is “on top of” your auto collision insurance coverage. Gap insurance pays the difference between what you owe on your automobile and the total loss value of your automobile should you have a collision. You should co...
Summary: “This guide is about setting up a payment plan to handle unpaid medical bills while waiting for your case to resolve. As your attorney, I get one chance to resolve all the medical bills and damages in your case. It takes time to determine your damages. And so, as unpaid medical bills...
This tragedy involved a high school student in Logan County, Kentucky. On his way home, a truck driver with entered the intersection at the same time as our student driver. The truck driver claimed to have the green light and refused to accept responsibility. Another attorney had the case when Mi...
A Work Excuse Proves You Were Not “Stuck in the House” What is a work excuse? A work excuse is a document. It is usually a piece of paper. Sometimes a work excuse is called a Disability Statement or a Statement of Work Limitations. Most work excuses are prepared and signed by a doctor. A work e...
Health insurance companies often deny pre-authorization requests for testing or medical treatment. Sometimes, the company refuses to pay the medical bill after you have already received the services. You feel punched in the gut when you receive a bill, sometimes for hundreds of dollars, with a no...
WHAT IS TRIAL LIKE? In a personal injury or wrongful death case, a trial presents evidence that tells a story about: who was at fault and what negligent conduct occurred what losses where caused by the negligent conduct who was harmed and how has this harm affected a human being what fa...
At Burman Law, we want to tell the story behind our client's injury or loss of a loved one. Trial preparation begins when a case first comes into the office. We preserve and collect evidence that is available to us. But what about evidence in the possession of the at-fault party? The at-fault...
Injury or Wrongful Death Trial Kentucky or Tennessee The Judge enters Courtroom; everyone stands out of respect for the rule of law. Judge or Court Clerk calls potential Jurors who take seat in jury box. Attorneys on both sides question potential Jurors. Jurors are chosen and seated; tho...
The law sets time limits for a personal injury or wrongful death case. If you do not assert your rights within the time set by law, then you lose those rights and your case. A law that fixes the time to make a case is called a statute of limitations. Let me give you examples of statute of limita...
The Burman Law Client Portal provides: Confidential messaging Document uploads Client updates Calendar of important dates Activation is simple. Email [email protected] to receive an activation invitation. Follow the instructions. Be sure to save the user name and password. When Burma...
THIS ARTICLE PROVIDES ADVICE FOR CLIENTS FACING: Prescription Medication Shortage Unavailable Medical Provider Lost Income Extraordinary Harms and Losses Other Related Matters PRESCRIPTION MEDICATION SHORTAGE If you ha...
TEN STEPS BURMAN LAW TAKES TO SETTLE YOUR INJURY CASE: This article gives you the “big picture” to each step in a successful settlement of your case. Please contact me if you have questions, concerns, frustrations, or ideas. Mike Burman, Burman Law STEP ONE – INVESTIGATE TO DETERMINE WHAT HAPPE...
What is this article about? soft tissue difficulties in diagnosis injury to soft tissues tips for good treatment Soft Tissue Some parts of the human body are movable and some are not. Bone is not movable. Soft tissue is movable. Bones can fracture. Soft tissues stretch and tear. So...
You should go to trial after careful consideration, with your lawyer advising you, of the risks and benefits. This is not a decision you must make overnight. Like any major decision, get all the facts, ask lots of questions and sleep on it: Here are some considerations that generally cause a c...
Here are seven mistakes injury lawyers can make when settling injury claims: NOT DISCERNING THE NEEDS OF THE CLIENT NOT IDENTIFYING CRITICAL EVIDENCE NOT UNDERSTANDING THE MECHANISM OF INJURY NOT GATHERING ALL ICD MEDICAL CODES NOT PRESENTING AN INJURY CLAIM EARLY NOT CALCULATING THE...
This article is about settling property damage insurance claims caused by a careless driver. If I am representing you in a personal injury case, I will help you settle your property damage claims at no extra charge. Mike Burman Concepts and Definitions: I know, just give me the basics and forget...
“Under Kentucky and Tennessee law, the at-fault driver's insurance is responsible for your collision repairs. This article gets you started. For more information, select “Repairs, Rental and Replacement of Your Vehicle.” Mike Burman. Start with the Police Report: Look at the police report. ...
STEP 1: REPORT YOUR INJURY. Tell someone about your injury. Call 911. Call for an ambulance. Go to the ER. Call your friend for help. By reporting your injury, you lay the foundation to prove you were, in fact, injured. A good foundation proves you were injured on a particular date, in a par...
You won't see this sign driving down Interstate 24 in Tennessee or Kentucky. All around you, many drivers operate an automobile with no insurance, or, the bare minimum automobile insurance required by law. What is an uninsured driver? What is an underinsured driver? An uninsured driver has no i...
This article is about pre-existing conditions: What is it? Dealing with it in a case Insurance adjuster tactics What is a Pre-Existing Condition? Every personal injury case starts with a date of injury. The way trauma causes injury to the human body is called the “mechanism of injury.” I...
WINNING THE NO-FAULT MEDICAL LOSS CASE Published in The Advocate, Kentucky Justice Association, September/October 2015 Volume 43, Number 5 by Michael L. Burman INTRO Kentuckians claiming medical loss benefits under the Kentucky Motor Vehicle Reparations Act of 1975 (MVRA) increasingly experienc...
PERSONAL INJURY PROTECTION INSURANCE IS COMMONLY CALLED “PIP.” THIS ARTICLE DISCUSSES: PIP in General Main Types of PIP Maximizing PIP Benefits Special Situations PIP IN GENERAL Under Kentucky law, auto insurance is mandatory. Personal Injury Protection insurance (commonly called PIP ...
Believe it or not, this vehicle held a driver and three passengers, all of whom survived this crash. Mike represented the driver and two of the passengers. The medical bills exceeded the available insurance coverage. Mike successfully secured substantial reductions from the insurance companies th...
In this case, the injured driver came to Mike because the insurance company refused to pay medical bills under the injured driver's insurance policy. After Mike proceeded with litigation, the insurance company agreed to pay the medical bills and the attorneys' fees for the litigation. In addition...
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