My name is Mike Burman. Every day, I talk to people about how to best present a case. Insurance adjusters have training and experience on tearing down cases. I've spent more than 25 years building cases. Here are some common mistakes I see:
1. Not Seeking Medical Attention/Not Documenting Your Injuries
If your injury is not serious enough to go to the doctor, then insurance companies do not take your injury seriously. Your injury drives the value of any case. But many people think they can treat themselves. Putting off treatment could actually make it harder for your doctor to help you. If you increase your injury by unnecessarily delaying treatment, then the insurance company blames you. Waiting days to seek medical attention without a reason, may allow the insurance company to argue that your injuries were not serious, or worse, that your injuries were caused by something else. When you see the doctor – be prepared. You want the doctor to fully document your injuries. Understand your injuries and what the doctor expects from you. To be prepared, read my article on “Helping Your Doctor Help You.”
2. Posting About Your Injuries on Social Media
We are a social society. We talk. We take pictures. Facebook, Twitter, Instagram and other social media sites gather information on us that insurance companies use. After an injury, think twice before posting anything – even if it doesn't seem related to your injury. Insurance companies and attorneys for the other side will use your posts or photos against you.
3. Giving Statements to the Other Party or Their Insurance Company
When you are injured, you are usually emotional and anxious. Avoid communication with the at-fault party or anyone connected to the at-fault party. When injured, you may not be ready to talk to the other party, their insurance company or their attorney. Similarly, don't verbally agree to anything or sign any kind of written statement or agreement without first consulting with your lawyer.
4. Trying to Represent Yourself
Winning your case involves more than just recounting your side of events. Don't make the mistake of thinking you'll be able to represent yourself or negotiate your own settlement, particularly when insurance companies are involved. The other side's insurance company has one goal in mind: settling the case for as little money as possible, as quickly as possible. When you choose to work with an experienced personal injury lawyer who has successfully handled cases similar to yours in the past, you can be confident that your legal rights and interests are being protected. Your case is about compensation, but there are many moving parts that help – or hurt – your case. Having a skilled personal injury attorney in your corner can help you understand and avoid them. I am always happy to just talk to you and answer your questions. Mike Burman.